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HOAs and CCIOA in Colorado

Colorado common-interest communities — condominiums and HOAs — are governed by the Colorado Common Interest Ownership Act (CCIOA), C.R.S. 38-33.3-101 and following. CCIOA sets out association powers, owner rights, assessments, and governance for these communities, providing the statewide framework that shapes how an HOA or condo association can operate and what owners can expect.

By Find Local Law Editorial Team · Last reviewed: May 26, 2026

Researched and drafted with AI assistance and verified against primary sources (statutes, Judicial Council forms, and official court websites). This is general information, not legal advice.

This is general information, not legal advice. Confirm the current rule on the official source below, or talk to a Colorado attorney.

If you own a condo or live in a neighborhood with a homeowners association, one statewide law sets the ground rules.

CCIOA governs common-interest communities (§ 38-33.3-101 et seq.)

Colorado common-interest communities — including condominiums and HOAs — are governed by the Colorado Common Interest Ownership Act (CCIOA), C.R.S. § 38-33.3-101 et seq. CCIOA is the statewide framework that shapes how these communities operate.

What CCIOA addresses

CCIOA sets out, among other things:

  • Association powers — what the HOA or condo association may do.
  • Owner rights — the protections owners have within the community.
  • Assessments — how dues and charges are imposed and collected.
  • Governance — how the association is run.

Your specific obligations also come from your community’s governing documents (declaration, bylaws, and rules), which operate alongside CCIOA. When the two seem to conflict, CCIOA’s statewide rules are the place to start checking.

For how you take ownership of a unit in the first place, see holding title. For more statewide property basics, see the real estate hub.

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Frequently asked questions

What law governs HOAs and condos in Colorado?
The Colorado Common Interest Ownership Act (CCIOA), C.R.S. 38-33.3-101 and following, governs common-interest communities — including condominiums and HOAs.
What does CCIOA cover?
CCIOA sets out association powers, owner rights, assessments, and governance for common-interest communities, providing the statewide framework for how associations operate (C.R.S. 38-33.3-101 et seq.).
Is my condo or HOA a 'common-interest community'?
Colorado condominiums and HOAs are common-interest communities governed by CCIOA. Review your community's governing documents alongside CCIOA to understand your specific rights and obligations.

Sources

Related guides

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